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FAQ's for Loans

Discover the Benefits of Home Equity Loans

Money for Every Reason

Now you can have the funds you need, when you need them. So you can pay for that long-awaited vacation, a home renovation, your daughter’s wedding or your kid’s college education.

Reduce Taxes

The interest you pay may be fully tax deductible. Be sure to check with your tax advisor.

No Prepayment Penalties

Not only are loans calculated using simple interest, there’s never a fee for prepaying your loan.

Even More Benefits

  • No application fee
  • No out-of-pocket expenses
  • No points or origination fees
  • No costly line of credit fees (Our Home Equity Loans are not a line of credit. Instead, you’ll receive one lump sum.)
  • Low closing costs
  • Competitive fixed rates

Home Equity Guidelines

  • Maximum combined loan to value 70%*
  • Owner occupied primary residence
  • Loan amount of $5,000 - $100,000
  • Fast closing within one week (after completed documentation)

* Some restrictions may apply. Ask us for details.

Equal Housing Lender


(305) 893-4880
Miami-Dade
(954) 704-4100
Broward
(800) 243-1077
Toll-Free
(Outside Miami-Dade & Broward)
NCUA, National Credit Union Administration, a U.S.Government Agency - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, A U.S. Government Agency
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